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FAQs

Below are a few of our most commonly asked questions:

What is a payday loan?

Your loan is based upon the verified amount you employer payroll contact says you have coming that covers the amount you are borrowing. For example, employers usually hold back one week’s of work unpaid; you can borrow up to one week’s of your regular pay. However, in the State of Minnesota we can’t loan you more than $350. Please visit our Rates and Terms page to see rules specific to your state.

When will my loan be due?

Your due date will normally fall on your next pay date, which is between the time you took the loan advance and 35 days away. Each state has different rule s and regulations. Please visit our Rates and Terms page to see rules specific to your state.

What if I want to repay my loan early?

Contact Us: 651-363-1128

What if I can’t repay my loan on the due date?

Contact Us: 651-363-1128

Rates & Terms for MinnesotaRead More

Our rates and Terms follow Minnesota Small Loan Lender Law for loans issued after August first 2009 in Minnesota. For questions, please contact us at paydayadvance@workersben.com or call us at 651-263-1128.