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How It Works

How Payday Advance Works

A short-term, small-principal loan that is usually repaid upon your next payday. Please check Rates & Terms.

WorkersBen™ Payday Loan advance is different from other payday loan services. If you need a payday loan from WorkersBen™ all you need to do is apply online. An immediate approval will be sent to you and your employer payroll dept contact person. He/She will verify that you have a paycheck coming on your their next payday to cover the loan advance you are seeking. Once she makes this verification he/she will print out a check for the loan advance and give it to you upon signing the loan agreement on the check stub.  Depending on your employer’s payroll contact person, time from applying and getting your loan advance may not exceed 10 to 15 minutes.

  1. Apply Online
  2. Approved Contingent that you have a paycheck coming from your employer.
  3. Funded by check immediately through your employer payroll Contact.
  4. Repay Upon your next payday.

Loan Application Requirements

  • Your Employer Must Be A Participating Member of WorkersBen™ Benefits.
  • Have a paycheck coming on your next payday enough to repay the loan advance.
  • Must be at least 18 years of age.

Rates & Terms for MinnesotaRead More

Our rates and Terms follow Minnesota Small Loan Lender Law for loans issued after August first 2009 in Minnesota. For questions, please contact us at paydayadvance@workersben.com or call us at 651-263-1128.